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Charges & Financial Responsibility

We encourage you to contact the business office
prior to surgery for an estimate of your charges.

If you have insurance:

We encourage you to contact your insurance provider to review your benefits and estimated financial responsibility before surgery.

We will bill your insurance company for you. Please keep in mind that the billing of your insurance coverage is done as a courtesy, and the responsibility for referrals, prior authorizations and payment remains with you.

If your procedure is excluded from coverage (e.g. cosmetic, experimental, pre-existing, etc.) we will ask for half of the estimated amount due prior to services being rendered. You will be asked to sign a promissory note for the remainder to be paid in three monthly payments.

In addition, we may ask for payment in full for supplies or implants not covered by your insurance such as cataract lens implants.

If you do not have insurance:

We will ask you for half of the estimated amount due for services prior to services being rendered. You will be asked to sign a promissory note for the remainder to be paid in three monthly payments.

Statements & Payments:

You will receive your first statement after we have received payment from your insurance company. If you do not have insurance you will receive it a few days after your procedure.

All services are to be paid in full within 90 days from date of your first statement. Finance charges accrue after 90 days on any unpaid balance.

If you need to set up a payment plan, please contact the Business Office as soon as possible.

We accept payment by check, credit card or cash.

You may make online payments by selecting "Make A Payment" button from the menu.

We can also process these payments over the phone.

If you have any questions on our payment policies or would like an estimated cost of your surgery, please call our business office at 507.388.6000.

Additional charges

The Mankato Surgery Center contracts with other third party healthcare providers for certain aspects of your care. In addition to the charges from your physician and the Surgery Center, you may receive statements from the following contracted providers:

  • Anesthesia Services: For general anesthetic, block or sedation services administered by professional anesthesia personnel.
  • Laboratory: For physician-requested blood work.
  • X-ray Studies: For radiologist reading services from either the Surgery Center or another facility, whichever took your X-rays for your procedure.
  • Pathology: For tissue analysis from both the facility that prepares the slides and from the doctor who reads them. Mankato Surgery Center physicians may use LCM, Mankato Clinic or Mayo Clinic Health System in Mankato laboratories to process your tissue. Mankato Surgery Center does not have a lab, X-ray or pathology department/services on site.

If you have questions on payment of the above services you may need to call your insurance company to confirm reimbursement.